Insurance Programs
Medical Malpractice Insurance
Included in Annual License Fees
Medical Malpractice, also known as Errors and Omissions liability or Professional Liability responds to claims arising from your work as an LPN. It responds to third-party claims of negligence on your part – whether actual or alleged – during the course of your work as a nurse. The policy responds to claims of damage caused by the administration of professional services, services or care rendered incorrectly, or the failure to administer care when it is required. It also includes coverage for legal expenses associated with investigating and defending the allegations.
Self-Employment Liability Insurance (CGL)
Required for Self-Employed LPNs (purchased by member)
Commercial General Liability (CGL) is imperative if you are self-employed and/or contract your professional services to hospitals, clinics, other community care providers or render services to clients in their home or other locations including your own home or workplace.
AIL - Accidental Death & Dismemberment (AD&D)
Free AD&D Benefit for Members
As a member the ANBLPN, you have a no-cost $4,000 Accidental Death & Dismemberment benefit. This AD&D benefit and other items listed below are provided jointly through ANBLPN and American Income Life Insurance Company (AIL).
TD Preferred Member Rates
Take advantage of your member benefits!
As a trusted partner, the TD Insurance Meloche Monnex Program is dedicated to helping ANBLPN members get access to preferred insurance rates on car, home, condo, and tenant coverage.
Here are a few ways your savings can add up:
- Bundling your car and home, condo, or tenant insurance together.
- Insuring more than one vehicle, or including a motorcycle, ATV, or snowmobile
- Owning a hybrid or electric vehicle recognized by the Insurance Bureau of Canada
- Having a connected burglar or fire alarm
- Living in a newly built home
- Your home is free of a mortgage or secure line of credit